Collective Advisory

Our Services

At Collective Advisory, we are passionate about providing a holistic service with considered integrated advice for all of our clients’ financial needs.

We offer a range of services to ensure that we deliver tailored solutions for individual goals and circumstances.

First Home Buyer Loans
Next Home Buyer Loans
Investment Property Loans
Refinancing
Construction and Renovation Loans
Commercial Property Loans

Our Process

Open the conversation

We will engage in an open and honest discovery conversation about your goals, your ambition and your financial positioning.
Paving the path

Armed with the information from the discovery session, we will create a clear path towards your goals.
Making a decision

We will offer you guidance on how to best select the perfect home loan from a range of options that we have carefully selected to suit your needs.
Lodgement

We lodge your application to your chosen lender, conduct follow ups and persevere until approval is received. We will help you understand the complete formal loan offer and ensure that everything is in order, right up until the settlement.
Continue to be with you every step of the way

Post settlement, we will proactively keep in touch with you to ensure that your product is servicing your needs. We understand that over time a market will change and your individual situation can too. Our service is an ongoing commitment and we are only ever a phone call or an email away.

Testimonials

Collective Advisory provided a level of support to us in purchasing our first home. The service was nothing short of first class. Not only has Josh proven to be incredibly knowledgeable, responsive, understanding and professional, he was able to connect us with equally valuable professionals in other areas of the industry to complete our purchase. I would recommend Josh and Collective Advisory in a heartbeat.

Matt H

I was recommended to Josh by a colleague who is his long-time client and it didn't take me long to work out why. Josh brings a very calm and highly informed and measured approach, to what can be a relatively stressful time trying to work out what is best out there for you. Josh acted in my best interests at heart and his communication, from initial discussions around my requirements and options, right through to the loan settlement, was exceptional. My loan transaction was very smooth and I was well informed about the process throughout. I would happily recommend Josh and will be bringing my business back in close future.

Anwar S

Once again we have had outstanding service from Josh at Collective Advisory. This is the third time we have dealt with him and he continues to go out of his way to help us. From the beginning to the end, Josh was in constant contact updating us all the time regarding the outcome of our finances. He has made the process of filling out forms and collecting information an ease for us using electronic transfers. We are very happy with our most recent experience and are glad we chose Collective Advisory again. Thanks Josh.

Camille R

We cannot speak highly enough of the level of service we received from Collective Advisory. The process of finding the right mortgage option for us and finalising it all was very smooth and professional. Do yourself a favour and give Josh and the team a call!

Hans-Karel F

Collective Advisory have been fantastic in managing our home loan refinance. Josh found us the rates and home loan type that suited our needs, and then facilitated a smooth transition from our old bank to the new bank. He kept us updated throughout the entire process and was always available if we had any queries. He made it a simple, effortless process from our end which we very much appreciated!

Annabel M

Collective Advisory has been incredibly helpful and supportive during the process of purchasing our new home! Josh helped find us a home loan that suited our needs, and made the process extremely clear for us to understand. Josh was always available to answer any questions we had and kept us updated throughout the process. Highly recommend Collective Advisory!

Rebecca H

Josh at Collective Advisory was fantastic and can highly recommend. Josh was recommended to me by a friend and I am thankful I was introduced to Collective Advisory as my broker, as everything went so smoothly. As a first home-owner Josh was there to guide me and help me though every step of the process and no question was ever a stupid question. Josh was always professional and responsive. Amazing service.

Danielle W

About Us

At Collective Advisory we aim to help clients make their dream a reality.

Without expert help, finding the right home loan is known to be stressful. The time- consuming process can involve multiple forms, multiple bank visits, and multiple applications.

With over 40 years of combined industry experience, the team at Collective Advisory have a wealth of exposure to the ever-changing finance industry.

Our lending solutions are tailored to individual needs and circumstances.

Josh, Christine and Georgie believe in a calm communication style and organised approach which has seen them build strong relationships with their clients, who value their honesty and sound judgement in offering the most suitable advice and help for their individual financial circumstances.

Over the many years the team has built some great relationships not only with their clients but also other professionals in similar industries. From Accountants and Financial Planners, to Lawyers, Real Estate Agents and Buyers Advocates. We know that over your lifetime you may need help from one or all these service providers.

Our approach at Collective Advisory is to bring everyone together, working for you, as a collective to help get you where you want to be.